28 MPG combined is fine for the 2020 Toyota Camry AWD XLE/XSE 2.5L 4-cyl, a midsize sedan designed for comfortable, reliable transportation in all weather conditions. This isn’t a hybrid trying for maximum efficiency, nor is it a performance model prioritizing speed; it’s a balanced car for drivers who value peace of mind and dependability over extreme fuel savings.

City and highway performance

The EPA estimates the 2020 Camry AWD XLE/XSE at 25 MPG in the city and 34 MPG on the highway. This split shows the engine’s programming, which prioritizes low-end torque and smooth acceleration around town, then switches to a more efficient mode for sustained cruising. The automatic (S8) transmission, with its eight gears, helps keep the engine in its optimal rev range, helping both city and highway numbers. Drivers who spend most of their time in stop-and-go traffic may find their real-world city MPG slightly lower, while those who frequently take long road trips can likely exceed the 34 MPG highway rating.

Annual fuel cost

The EPA estimates the annual fuel cost for the 2020 Toyota Camry AWD XLE/XSE 2.5L 4-cyl at $1,550. This figure is based on driving 15,000 miles per year and using national average fuel prices. Your actual fuel costs will vary depending on your driving habits, the type of fuel you purchase, and local fuel prices. Someone who lives in a state with higher fuel taxes and drives more aggressively will naturally spend more than the EPA estimate. Consider this figure a benchmark, but individual results may differ.

Real-world expectations

While the EPA provides a standardized benchmark, real-world fuel economy always varies. The 2020 Camry AWD XLE/XSE is no different. Expect to see figures slightly below the EPA estimates if you frequently accelerate hard, carry heavy loads, or drive in hilly terrain. However, careful drivers who anticipate traffic, maintain consistent speeds, and keep their tires properly inflated can often match or even exceed the official numbers. The all-wheel-drive system provides added traction in bad weather, but it adds a bit of weight and drivetrain loss, which can slightly decrease fuel economy compared to front-wheel-drive models. See CAMRY MPG across all years.

How it compares

The 2020 Camry AWD XLE/XSE is among a sea of competitors. A similarly equipped Nissan Altima AWD offers comparable fuel economy, around 26 MPG combined. The Subaru Legacy, another popular choice with standard all-wheel drive, also posts similar figures. However, if lower fuel costs is the top priority, buyers might consider the Toyota Prius, which achieves significantly higher numbers but sacrifices the Camry’s size and all-weather capability. The Honda Accord, without an AWD option, can achieve slightly higher MPG ratings (around 30 MPG combined in its 1.5T configuration). The Camry AWD buyer has clearly prioritized all-weather capability over ultimate fuel savings, accepting a small trade-off in MPG for the added confidence of all-wheel drive. For all Toyota fuel economy data, see our brand page.

Tips to maximize efficiency

Gentle acceleration and braking can improve fuel economy in the Camry AWD. Avoid sudden bursts of speed, and anticipate traffic flow to minimize hard braking. The 2.5L engine responds well to a smooth, steady driving style.

Proper tire inflation is critical for good fuel economy. Check your tire pressure regularly and inflate them to the recommended level, typically found on a sticker inside the driver’s side doorjamb. Underinflated tires increase rolling resistance, which reduces fuel efficiency.

Reduce unnecessary weight in the vehicle. Hauling around extra cargo can negatively impact fuel economy. Remove any unnecessary items from the trunk and passenger area to lighten the load.

Minimize idling. If you’re stopped for more than a minute, it’s generally more fuel-efficient to turn off the engine. Modern engines are designed to be restarted quickly and efficiently, so idling for extended periods wastes fuel unnecessarily.

Consider using cruise control on long highway drives. Maintaining a consistent speed can help optimize fuel consumption, especially on relatively flat terrain. This allows the transmission to settle into its most efficient gear, providing fuel savings.